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Last Updated: 12-21-2023

Welcome to ParaPay, a premier cryptocurrency purchasing platform offered by Wrinkle Werx Inc., registered in Wyoming, United States. These Terms of Service ("Terms") are a binding agreement governing your use of the ParaPay crypto app and its associated services. By accessing or using ParaPay, you acknowledge and agree to be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using the app.


1. Account Registration and Usage:
 a. Eligibility: To use ParaPay, you must be of legal age as per your jurisdiction's laws and regulations.
 b. Registration Data: Accurate, complete, and current information is required for account registration. Failure to maintain this may result in account suspension or termination.
 c. Account Security: You are solely responsible for safeguarding your account credentials and any activities under your account.
 d. KYC Verification: As part of our commitment to security, a Know Your Customer (KYC) verification, conducted by a third-party service, is required. We do not store any KYC-related personal information.


2. Services Description:
 a. Scope: ParaPay enables the purchase, sale, and exchange of various cryptocurrencies. Future services may include remittances and withdrawals to external crypto wallets, subject to review and compliance checks.
 b. Fees: A flat 2% fee is applied to all cryptocurrency swaps. There are no hidden fees for deposits or withdrawals. Fees are subject to change.
 c. Compliance with Privacy Policy: All user data is handled as outlined in our comprehensive Privacy Policy.


3. Prohibited Conduct:
 a. Lawful Use: You agree to use ParaPay solely for lawful purposes and in compliance with all applicable laws.
 b. Restrictions: Engaging in fraudulent activities, money laundering, or other illegal conducts is strictly prohibited.
 c. Account Suspension: Violation of these Terms may lead to immediate account suspension or termination without notice.


4. Risk Acknowledgment:
 a. Investment Risks: Cryptocurrency investments are subject to high market risks and volatility. You assume full responsibility for all risks and financial outcomes.
 b. No Advisory Role: Wrinkle Werx Inc. does not offer financial, legal, or investment advice.


5. Account Termination:
 a. By Us: We reserve the right to suspend or terminate your account at our sole discretion for any breach of these Terms.
 b. By You: You may close your account at any time through our customer support.
 c. Inactive Accounts: Accounts deemed inactive or dormant may be subject to closure and refund in accordance with applicable laws and regulations.


6. Data Privacy:
 a. Data Handling: Our Privacy Policy outlines how we collect, use, and protect your personal information. We may share data with third parties to enhance user experience, in full compliance with local, state, and federal laws.


7. Intellectual Property Rights:
 a. Ownership: All contents of the ParaPay app, including trademarks, logos, and software, are the exclusive property of Wrinkle Werx Inc.
 b. Restrictions: Copying, redistributing, or exploiting the app's content without prior permission is strictly prohibited.


8. No Warranties:
 a. "As Is" Basis: ParaPay is offered on an "as is" and "as available" basis without warranties of any kind, either express or implied.
 b. Service Availability: We do not guarantee uninterrupted or error-free operation of the app.


9. Liability Limitation:
 a. Limitations: Wrinkle Werx Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from or related to your use of ParaPay.
 b. Specific Scenarios: Liability is limited in scenarios involving actions or failures of our partners, including Cybrid and their sponsored banks, over whom we have no control.


10. Amendments to Terms:
 a. Updates: We reserve the right to modify these Terms at any time. Continued use of Para Pay after changes constitutes acceptance of the new Terms.


11. Jurisdiction and Governing Law:
 a. Governing Law: These Terms are governed by the laws of the State of Wyoming, United States, without regard to its conflict of law principles.


12. Contact Information:
 a. Inquiries: For any questions or concerns regarding these Terms, please contact us at

We appreciate your trust in using ParaPay for your cryptocurrency transactions.

Wrinkle Werx Inc.

Terms & Conditions

ParaPay Terms & Conditions

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